Manitoba Student Aid

Awards and Financial Aid

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Eligibility and Available Assistance

You can be eligible for Manitoba Student Aid funding if: 

  • You are a Canadian citizen, permanent resident (landed immigrant) or protected person.
  • You are a Manitoba resident.
  • You will be studying at a designated school and program. If you're not sure, check the designated schools and programs section or contact Manitoba Student Aid.
  • If you are 22 years of age or over and applying for the first time, you can pass a credit check.

Grants are funding portions which don’t need to be re-paid as long as you maintain eligibility for your loan. There are several kinds of grants available such as:

Loans offered through these programs will need to be paid back but not while you’re studying full-time.

  • Manitoba Student Loan (MSL)
    • Interest-free while you are going to school full-time and during repayment.
    • Payments start six months after you stop going to school full-time.
  • Canada Student Loan (CSL)
    • New as of November 2019: Interest only starts to accumulate six months after you’ve stopped studying at school full-time (ie. Dropped to part-time, took some time off or graduated)
    • Payments start six months after you stop going to school full-time.


Application Process and Course Load Requirements

  • Applying early is always better! Full-time online applications can take 4-8 weeks to process.
  • Fall/Winter session: Application opens in June.
  • Spring/Summer: Application opens in mid-March.

Manitoba Student Aid offers an online application.

Paper applications are only given out in rare circumstances by Manitoba Student Aid directly. They take longer to process.

Yes! You can apply even if your school has not officially accepted you – just make sure you know the name of your school, the program you are going into and the start and end dates.

  • You can apply for assistance up until 45 days before the last day of your study period
    • Mid-November for Fall Term
    • Mid-March for Winter Term or Fall/Winter Applications

In Manitoba and for most provinces, the minimum course load for which you must register to be eligible for full-time government student aid is 60% of the maximum course load required for your study period:

  • Fall or Winter term only - 9 credit hours (60%)
  • Fall/Winter session - 18 credit hours (60%), but you must have 9 credit hours minimum in each term.
  • Spring session (6-9 weeks long) - 6 credit hours (80%)
  • Spring/Summer session (10 weeks or longer) - 9 credit hours (60%)

Calculate your course load for the Fall/Winter session by dividing your registered course load by 30. Example: 21 credit hours/30 = 0.7  (70%)

Calculate your course load for a single term (Fall, Winter, Spring/Summer) by dividing your registered course load by 15. Example: 12 credit hours/15 = 0.8  (80%)

Students with a Permanent Disability can be approved for full-time student aid with a 40% minimum course load (12 credit hours over the Fall/Winter session).

  • Fall or Winter term only - 6 credit hours (40%)
  • Fall/Winter session - 12 credit hours (40%), but you must have 6 credit hours minimum in each term.
  • Spring session (6-9 weeks long) - 3 credit hours (40%)
  • Spring/Summer session (10 weeks or longer) - 6 credit hours (40%)

Calculate your course load for the Fall/Winter session by dividing your registered course load by 30. Example: 12 credit hours/30 = 0.4 (40%)

Calculate your course load for a single term (Fall, Winter, Spring/Summer) by dividing your registered course load by 15. Example: 6 credit hours/15 = 0.4  (40%)

The Accessibility Services Office can help you submit the required paperwork to be approved for full-time studies at a reduced course load.

Students must re-apply for funding each session and each year they want funding

Fall/winter is one session and spring/summer is another session. They must be applied for separately if you want funding for both sessions.

If, in addition to The University of Winnipeg courses, you are registered and taking courses elsewhere during the academic year for credit towards your UW degree on Letter of Permission, you must present proof of registration to the Awards & Financial Aid Office before your student assistance document can be authorized and released to you. Proof of registration must include the institution name, the academic year/term, the course name, the credit hours, and the cost. It can be dropped off in-person (2Ri06 - 2nd Floor, Rice Centre - 489 Portage Ave.), faxed: 204-786-8656, or emailed to:

The Awards & Financial Aid Office assists all government aid agencies in administering the student aid programs by confirming student registration status when requested by the student aid branch.

We provide general information on how to apply, how to calculate your course load and what’s available.

We try to help you troubleshoot when your funding hasn't arrived

We provide guidance on appeals and documentation required

IMPORTANT: We cannot see your MySAO (My Student Aid Online Account) or access the status of your account. You must do this independently or contact Manitoba Student Aid directly.

You can check the status of your student aid application, find out what documentation is still outstanding, update your address information and much more online! Go to MySAO to log into your existing account.

If you are planning to drop a class it is recommended that you check in with our office. We can review your schedule and let you know if dropping that class would impact your assessment. Dropping classes is generally okay as long as you are still a full-time student in the session for which you have received funding.

All withdrawals which drop a student below the full-time required course load result in reassessment and usually an overaward on the students account. Future student aid could be affected by an overaward (When a student receives more assistance than now eligible to receive).

If you drop below full time due to extenuating circumstances such as a medical illness or injury or family emergency, you may be able to appeal. Visit Manitoba Student Aid’s website for a Request for an Appeal Form and guidelines.

If you add a course, you need to let Manitoba Student Aid know so they can reassess your file. You may be eligible for additional funds. Manitoba Student Aid only checks in with the Awards & Financial Aid office before a disbursement is released and we are unable to update your course load regularly on your behalf.

To update your course load with Manitoba Student Aid, log into your MySAO. You can change your course load percentage to prompt a reassessment. Manitoba Student Aid will reach out to the Awards & Financial Aid office to confirm enrolment electronically once the reassessment is complete. Your assessment details in your MySAO will be updated once this process has occurred.


Getting the Money and Paying Tuition

Once Manitoba Student Aid is ready to release your funding, your confirmation of enrollment is automatically sent to The University of Winnipeg for completion.

Manitoba Student Aid only releases funds once all your documents are submitted and verified by Manitoba Student Aid and have you have been approved for funding.

Your funding for any tuition owing is automatically forwarded to The University of Winnipeg to pay for your tuition and fees. Any remaining funds are deposited to your Canadian bank account. These can be used for books, supplies, transportation and living costs.

Manitoba Student Aid will direct pay any tuition you owe the school. Owing tuition and fees will always be collected before any funding is released to your bank account.

We recommend you allow your student aid funding to pay tuition to avoid duplicate payments. Payments can take up to 7-10 business days to arrive at the university after being released by Manitoba Student Aid or Canada Student Loans.

If you are relying on your Government Student Aid to pay your tuition, please note that you are still responsible for meeting the fee payment deadline dates established by Financial Services.

NOTE: If your first disbursement does not cover your required tuition fee payment in full, you will have to pay the remainder by fee deadline date to avoid late fees.

Yes, everything but the Manitoba Bursary and Grant for Services and Equipment for Students with Permanent Disabilities can be sent to The University of Winnipeg if you owe tuition and fees.